Bulgaria Healthcare System & Insurance Options for Expats

Overview

Bulgaria offers a mix of public and private healthcare services. The Ministry of Health oversees the system, with public healthcare funded by the National Health Insurance Fund (NHIF). Expats must contribute to NHIF or secure private health insurance for full coverage.

Public Healthcare

• Available to insured residents through NHIF

• EU citizens with an EHIC card can access public services

• Long wait times & limited infrastructure

Private Healthcare

• Faster access, bilingual doctors, modern facilities

• Preferred for expats & medical tourists

• Affordable compared to Western Europe

Emergency Medical Services

• Call 112 for free public emergency care

• Private hospitals offer quicker, higher-quality care

Pharmacies & Medications

• Widely available; prescription drugs may require medical documentation from home country

Health Insurance for Expats

• NHIF mandatory for long-term residents

• Private health insurance recommended for better care & emergency coverage

Telehealth & In-Person Services

• Travel Doctor provides telehealth consultations

• In-person services in:

  • Paris: American Medical Center Paris

  • Budapest: Expat Medical

  • Berlin: Arztbesuche

  • Bucharest: Expat Medical

  • Lisbon: Umed Clinic

  • Krakow: Doctor Krakow

  • Athens & Crete: Doctor Athens

  • Telehealth in Argentina & Mexico: Travel Doctor ES

Key Takeaways

• Public healthcare is accessible but limited

• Private healthcare offers better quality & faster treatment

• Expats should secure international health insurance

• Emergency services available via 112

• Telehealth & in-person care options for expats

FAQ

1. Can expats access free healthcare? Expats must contribute to NHIF or use private insurance.

2. Is private health insurance necessary? Yes, for better care & shorter wait times.

3. What number do I call for emergencies? Dial 112 for immediate assistance.

4. Do Bulgarian doctors speak English? Yes, mainly in private hospitals.

5. Does EHIC cover private care? No, only public healthcare is covered.

For more, visit Travel Doctor for telehealth & in-person services.